When you see the crowd, you will find me in the opposite direction.

离公司最近的那個人，最容易遲到。－ 禪漫畫

女人幸福分四等：第一等幸福，是美麗而蠢的；第二等幸福，是不美麗而蠢的；第三等幸福，是又美麗又聰明的；第四等幸福，是不美麗卻聰明的。－女作家

最討厭的人，如果你細加研究，結果總發現他不過是個可怜的人。－ 張愛玲

It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price. - Warren Buffett

很多人问我如何过冬，我说如何过冬太晚了，因为过冬是要在秋天的时候预备好，如何过冬我是一点不懂，因为我不需要过冬，要过冬的都不是好的，都不是真正成功的房地产商。- 香港恒隆地产有限公司董事长陈启宗

僅有美麗的外表，只能留住眼球，留不住心。- 色鬼處男

想要一份长久的爱，所以要永远学会－倾听对方，感谢对方，尊重对方，宽恕对方。

爱情使者丘比特问爱神阿佛洛狄：“LOVE的意义在哪里？”

阿佛洛狄说：
“L”代表Listen(倾听)，爱就是要无条件无偏见地倾听对方的要求，并且予以协助。
“O”代表Obligate(感恩)，爱需要不断的感恩，付出更多的爱，灌溉爱的禾苗。
“V”代表Valued(尊重)，爱就是展现你的尊重，表达体贴，真诚的鼓励，发自内心的赞美。
“E”代表Excuse(宽恕)，爱就是仁慈的对待，宽恕对方的缺点和错误，接受对方的全部。

http://www.duwenzhang.com/wenzhang/aiqingwenzhang/ganwu/20071224/1581.html

执子之手，与子偕老。

一直欣赏这样一种爱情：没有太多的轰轰烈烈惊天动地，有的是象流水一样绵延不断的感觉；没有太多的海誓山盟花前月下，有的是相对无言眼波如流的默契…
http://www.duwenzhang.com/wenzhang/aiqingwenzhang/ganwu/20071226/1605.html

狗搖尾巴是表示友好，貓搖尾巴是準備打架，它們不是同一種動物，這就是男女不能互相理解的原因。－ 禪漫畫

愛情，不是找到條件最好的人，而是找到最适合自己的人。－ 梁小楷

悲观主义者研究经济学，乐观主义者搞金融。因为，经济有周期，有繁荣也有衰退；金融充满了创新，金融家眼里，明天永远是美好的。－ 谢国忠

正常的人，有时好，有时坏。－ 朵拉

当资产价格的波动随着货币政策改变大到可以决定经济活动时，它就是个泡沫。- 谢国忠

美国已發展了一種可以消灭人，但卻讓建筑物完好无損的新型武器，這種武器就叫“股市”。 － Jay Leno

難道生活壓力把女人的溫柔和男人的体貼都磨平了？

人越文明，能吃的東西就越少。－ 禪漫畫

In the long run, we're all dead. - John Maynard Keynes

Women spend on things that enhance day-to-day living. Men don't spend; they invest. - Abby Ellin

Women trained to nurture and seek acceptance, view money as a means to create a lifestyle. Women spend on things that enhance day-to-day living. Theirs is a now-money orientation. Men trained to fix and provide, view money as a means to capture and accumulate value. Men don't spend; they invest. Theirs is a future-money orientation. - Abby Ellin, MSN Money
http://articles.moneycentral.msn.com/Investing/StockInvestingTrading/boys-girls-and-money.aspx

在艱辛的日子里堅持面對是很困難的，但是如果經常埋怨失去甚麼，你便會忘記自己所擁有的。－ 力克

If you were to build your happiness upon material pleasures, that happiness will be shortlived. - Nick Vujicic

If God has not given you a miracle you've desired, that is because He wants you to become other people's miracle. - Nick Vujicic

http://www.mysinchew.com/node/18693?tid=10

It's hard to be persistent in facing the tough times, but if you keep on complaining what you've lost, you'll forget about what you're possessing.

Nick Vujicic
www.getup.hk | www.giveup.hk

The greatest obtacle in life has been our phobia. - Nick Vujicic

www.getup.hk | www.giveup.hk

有發言權，未必說；有決斷權，才說。－ 禪漫畫

搭錯車到不了目的地，愛錯人到不了幸福的終點，努力選擇比努力愛更重要！－ 珈啡因

這世界上最愚蠢的一個問題是：為甚麼不愛我？－ 禪漫畫

我们需要的不多，但想要的太多。毋忘知足常乐也，共勉之。

禁錮就是你以為你做不到。－ 禪漫畫

婚姻是被围困的城堡： 城外的人想衝進去，城里的人想逃出來。－ 錢鍾書

The rabbit runs faster than the fox, because the rabbit is running for his life while the fox is only running for his dinner. - Richard Dawkins

The good business throw up one easy decision after another. The bad business throw up painful decisions time after time. - Charlie Munger

The difference between a good business and a bad business is that good business throw up one easy decision after another. The bad business throw up painful decisions time after time.

要留的不会走；要走的留不住。－ 無名氏

I've seen more people fail because of liquor and leverage - leverage being borrowed money. - Warren Buffett

One of the things you will find - which is interesting and people don't think of it enough - with most businesses and with most individuals, is life tends to snap you at your weakest link. The two biggest weak links in my experience: I've seen more people fail because of liquor and leverage - leverage being borrowed money.

Some men read Playboy. I read annual reports. - Warren Buffett

You have to read a zillion corporate annual reports and their financial statements - Warren Buffett

Exceptional company selling unique product or service, or they are low cost buyer and seller of a product or service that the public consistently need

Exceptional company selling unique product or service, or they are low cost buyer and seller of a product or service that the public consistently needs.

Unless you are willing to put in the effort to learn accounting - how to read and interpret financial statements - you really shouldn't select stocks.

You have to understand accounting and you have to understand the nuances of accounting. It's the language of business and it's imperfect language, but unless you are willing to put in the effort to learn accounting - how to read and interpret financial statements - you really shouldn't select stocks yourself. - Warren Buffett

經濟學家是個懂得一百种做愛方法的男人，卻連一個女人也不認識。 － Art Buchwald

When the student is ready the teacher appears.

只有用心，才是真正的愛。－ 無名氏

You can't keep money around forever. It's like saving sex for your old age. - Warren Buffett

In the short run, the market is a voting machine, but in the long run it is a weighing machine. – Benjamin Graham, The Intelligent Investor

Warren Buffet explains what his teacher said a few weeks ago in CNBC.

“Well, the stock market in the short — my old boss Ben Graham said that in the short-run the stock market is a voting machine, in the long-run it’s a weighing machine. As a voting machine, it responds to people’s emotions. There’s no literacy test for voting. You vote according to how much money you have, not according to how smart you (are.) So the stock market does some very silly things in the short-run. Over the long-run, it behaves quite rationally. And, you know, five years from now, ten years from now, we’ll look back on this period and we’ll see that you could have made some extraordinary buys. That doesn’t mean it won’t get more extraordinary a week or a month from now. I have no idea what the stock market is going to do next month or six months from now. I do know that the American economy, over a period of time, will do very well, and people who own a piece of it will do well. But they shouldn’t own it on leverage. That’s what people have learned in this period, that you’ve got to be able to play out your hand and it’s a big mistake to let somebody else be in a position where they can sell you out.”

You don't have to be as smart as you did before. You just have to be in the game. - Mr. Klarman

"Normally, as a buyer you have to compete with a lot of very, very smart competitors," said Mr. Klarman. "But many of the smartest people are on the sidelines now because of redemptions, margin calls or panicked-out-of-their-mind selling. So you don't have to be as smart as you did before. You just have to be in the game."
http://online.wsj.com/article/SB122308219778104291.html?mod=special_page_campaign2008_mostpop

股票的表現在每一個時間段都大大好於債券。- James B. Stewart

財富蒸發可能是無可奈何, 但財富轉移絕對是個人可以控制的選擇。－ 市場先生

There’s absolutely no point in having an idea if you don’t do something about it.

雨后总有晴天，就算再大的狂风暴雨，乌云也永远遮不住温暖的太阳。－ 老师嫁老大

若你有一碗未吃的飯，最好換成谷，可以儲存較久。－ 施永青

你若不聽，便沒有閒語。－ 禪漫畫

自信，從培養小自信開始。 － 尤芳達

一切坚固的东西都烟消云散，一切神圣的东西都被亵渎，人们最后不得不清醒地面对生活的真实状况以及他们之间的关系。- 马克思

Mr. Market is shaky, but not his business.

Life is a whole series of opportunity costs. - Charlie Munger

I skate to where the puck is going to be, not to where it has been. - Wayne Gretzky

Bad news is an investor’s best friend - Warren Buffett

Be fearful when others are greedy, and be greedy when others are fearful. - Warren Buffett

Price is what you pay. Value is what you get. - Warren Buffett

In the first place it is nearly always the rich member of any family that the others envy and dislike - Philip A. Fisher

Paths to Wealth through Common Stocks

愛你所做，做你所愛；越愛越做，越做越愛。－無名氏

行动不一定会带来快乐，但没有行动，不会有快乐。

性格和思想屬於自由派，不愛受體制約束；他們在許多課題上有自己的獨特想法，常在一片附和聲中唱反調或提出異議。在他們所屬的組織或機構，這類人若不是很受重用，就是被邊緣化，沒有立足之地。- 侯雅倫

對領袖殘酷的民族，才是偉大的民族 - 邱吉爾

Life is like a snowball. The important thing is finding wet snow and a really long hill. - Warren Buffett

為什麼不能做個嘴滑的好男人呢？

抱着没有后路的念头往前走，才会成功。－ 凯伊

男女关系是双方面的，为什么女人老是等男人来制造惊喜？－许友彬

9.22: The dead of Wall Street Investment Banking Industry!

男人好色；女人好才。呵呵。。。才怪呢，女人也好男色!

金融机构的不良资产抛出后，让市场定价，然后这些资产可以重新有流通，这是金融危机见底的一个最重要的象征。- 谢国忠

萬豁奔流動地行，衝波逆折九宵行；長河勢盡悠悠落，雲淡風高水自清。- 鄭丁賢

人生不如意事，十常八九，那麼就常想一二吧。－ 丹紅

Man feels better by solving problems, woman feels better by talking about problems. - MFM, WFV

Simplicity over Smart!

“0。八哲學”的意義在於：不要把每件事都做到滿，有時候留下一點空間，讓自己能夠充電喘息。

http://www.cw.com.tw/article/print.jsp?id=35401

向前三步想一想，退后三步想一想，嗔心起時細思量，放下怒火最吉祥。－ 四句偈

You often need to make it up in your mind before you can make it happen in your life. - Getting Things Done

Let's face it: if there's no good reason to be doing something, it's not worth doing.

Celebrate any progress. Don't wait to get perfect. — Ann McGee Cooper

You've got to think about the big things while you're doing small things, so that all the small things go in the right direction. — Alvin Toffler

婚姻長久的，都不是不吃人間煙火的仙子，而是懂得尊重對方空間，欣賞愛人的优點，成熟到可以包容對方的缺點。 － 老餅

Learn to listen with empathy, try to understand and respect others' feelings.

It does not take much strength to do things, but it requires a great deal of strength to decide what to do. — Elbert

In knowledge work . . . the task is not given; it has to be determined. "What are the expected results from this work?" is . . . the key question.

Your ability to generate power is directly proportional to your ability to relax.

Life is denied by lack of attention, whether it be to cleaning windows or trying to write a masterpiece. — Nadia Boulanger

不抹也黑的政治, 从来没有白过, 再漂仍不白的政客, 仍铁黑着心肝。- 郑云城

Time is the quality of nature that keeps events from happening all at once. Lately it doesn't seem to be working. — Anonymous

你觉得这个世界很复杂，是因为你的思想很复杂。

Men are from Mars, Women are from Venus.

悲覌里有樂覌；消極中有积極；淚中有笑。－ 過度悲覌的樂覌主义者

世界一直在變，但變化比你想象中還要慢得多。

喜欢穿T-Shirt也可以好好看的女生。

同一個世界，同一個夢想 － 北京奧運會

沒有一個國家，能夠因為封閉而成功；沒有任何社會，因為開放而失敗。- 鄭丁賢

如果我們忘了尊重他人，我們也失去了被尊重的權利。- 陳莉珍

有時好有時坏，更重要的是常常不夠好，這才是活生生的人。 我們不會愛好人，就像我們不會愛机器人。

當一個人所有行為都依照標準，他就成為一種制度下的標準產品了。

我可以不同意你的說法；但是，我誓死維護你說話的權利。- 西方啟蒙時代的大哲伏爾泰

沒有執行紀律， 再簡單的目標也無能完成。－無名氏

在愛情里，男人最大的辛福，是找到一個了解和体諒他的女人；女人最大的辛福，是覓得一個疼她和專一的男人。 － 瘦男

不只是在爱情里好人总比坏人狼狈, 在这社会里好人总比坏人更狼狈。

You take care of the business, capital will take care of itself.

Life's a journey, not a destination - Steven Tyler

同居，是為了“愛”， 還是為了“做愛”？

女人存在的理由就是因為她具備男人所缺乏的溫柔。－ 石芬美

最優秀的學生對于教授所說的話始終都半信半疑。 － Good to Great

當你知道有一個人如此在乎你的感覺和感受時, 你就會好感動。－ 市場先生

共同的經歷對兩個人的相處非常重要。所以, 把握機會, 多点和身邊人一齊做一些事情, 多一些共同的經歷, 多一些共同的回憶, 相信, 彼此的感覺會更加甜蜜, 彼此的關係會更加親近。 － 市場先生

憂愁都係過日子, 樂觀也是過日子, 外在的情況唔會因為你的憂愁而變得好, 但內在的心情卻可以因為你的樂觀而變得平安愉快. 喜樂或愁煩在乎你自己的一念之差。－ 市場先生

Life is not fair; get used to it. - Bill Gates

投資沒有對與錯, 投資只有滿唔滿意(指投資結果),舒唔舒服或者安唔安樂(指投資的過程), 和適唔適合(指投資方法)。 － 市場先生

拼經濟，應該是用最简单的方式去达到幸福，进而轻松拥有。- 楊潔思

人生無常才有驚喜; 生命有限才更珍惜。－ 無名氏

The more you learn, the more you want to learn. - Warren Buffett

The ‘know-nothing’ investor should practice diversification. - Charlie Munger

The best thing a human being can do is to help another human being know more - Charlie Munger

It makes no sense to me to live cheap and die rich, though you can become rich by being cheap. - Rich Dad

If you never look toward where you want to be, you will never get there. - Unknown

Those who cannot remember the past are condemned to repeat it. - Unknown

For a strategy to work well, it need to be appropriate, comfortable, affordable and simple - Unknown

Unless you think it is possible for you, otherwise it is impossible. - Unknown

The only way to discover the limits of the possible is to go beyond them into the impossible - Arthur C. Clarke

Success is never final and failure is never fatal. It's courage that counts. - Jules Ellinger

It is better to do one thing well than to try to do many things poorly - Unknown

What you know constrains what you try to do, while what you try to do constrains what you learn - Unknown

You never know how much you know until you are actually do it. - Unknown

Good ideas fail mostly because they are not allowed or given sufficient time to succeed

The most important word in the world of money is cash flow. The second most important word is leveraging. - Rich Dad

Uncertainty leads to fear, fear lead to grasping for safety

沒學跑，先學坐。 - 林森池

一个成功的人往往是能随时调整和改变自己的习惯和思考去应付更多更艰难的挑战的。－ 开卷有益

只要你昂首向前走，幸福就会一直跟随着你！- 开卷有益

与其當銀行的存戶，不如當銀行的股東。－ 曹仁超之母

Be Ready To Change When You Find Something Better and Be Stubborn Enough To Stick If You Think Yours Is Better! - AhYap

Be Open Minded and Have The Ability To Investigate! - AhYap

理论总得去拿去实践才是有用的… － klse.8k

懂得太多的理论反而不好，因为它会使你迷失方向！- klse.8k

在別人恐懼的時候你要變得貪心; 在別人貪心的時候你要變得恐懼。－ 巴菲特

丈夫要愛妻子, 妻子要敬重丈夫。－ 一位牧師

沉着而穏健的參賽者會贏得比賽！- 隱形富豪投資王

If you have the lowest price, customers will find you at the bottom of a river. – Mrs. B

The first rule is don't lose. The second rule is don't forget rule number one. – Benjamin Graham

從他人的經驗中吸取教訓，自己就不必付出昂貴的代價。－ 林鳳英

Limit the working hours and focus on the most important works only. - Parkinson's Law

Focus on the most important works only with shorter working hours - Pareto Law (the 80/20 principle)

我们每个人都像小丑，玩着五个球，五个球是你的工作、 健康、家庭、朋友、灵魂，这五个球只有一个是用橡胶做的，掉下去会弹起来，那就是工作。另外四个球都是用玻璃做的，掉了，就碎了。- 秦漢

健康的活，安樂的死，就是福氣。－ 山离

工作的定義其實非常簡單，那就是找出問題，再解決這些問題。－ 一位名人

所有的市场繁荣都是相似的，所有的泡沫破裂却各有不同。- 谢国忠

當家的不該鬧事，鬧事的不配當家。－ 林明華

做人真那么辛苦嗎？凡事都得交代得那么清楚嗎？沒有原因，隨心所欲的做一件事，何嘗不是生活的一种方式？－ 老餅

拒绝一个人不需要交代得那么清楚。相恋和分手，也没有特定的原因。－ 八妹

把所得的認為是理所當然，是人性的弱點。- 林鳳英

A good advertisement is one that is simple, less wordy yet can attract attention in a matter of seconds. - Zulkifli Musa

能夠在失敗情況下，展現個人尊嚴、仁義和氣節，才是為人的最高境界。- 陳寶卿

黃金不是一項良好的長線投資，因為它不會帶來任何的收入，既無股息，亦無利息。- 隱形富豪投資王

政治活躍領袖，都是歷史工具，讓人民來用。你要去用他，而不要你去相信他。- 沈觀仰

簡單不一定容易；复雜不一定困難。－ 無名氏

好心可以做坏事，坏心也可以做好事。－ 無名氏

You must aim and plan for the best, but assume the worst. - Idris Jala

言教不如身教，身教還須心教。－ 包克冰

好男人是最好的保養品。 － 那英

銀行的按揭斷供率同就業情況的關係大過樓價下跌。- 市場先生

It's probably true that hard work never killed anyone – but why take the chance? - Warren Buffett

低價買，高價不賣；高價買，更高價不賣。－ 平民資本家，林森池

只要有一次你做不好，就不会有下次的机会。－ 肥肥沈殿霞

有怎麼樣的人民，就有怎麼樣的政府。- 西方諺語

政治，是如何運用手上的資源和權利，來改變環境和命運。- 鄭丁賢

专利需要市场需求来配合，才可以替公司带来长期的溢利增长。- 证券分析实践(投资王道) , 林森池

圖表是過往股價的圖片化記錄，而非對將來的預言。- 隱形富豪投資王